Eligibility Overview

The IRS categorizes clinical massage and therapeutic bodywork as a "dual-purpose" medical expense. While these services are profoundly effective for physical health, they must be used to treat a specific medical condition rather than for general wellness to be HSA/FSA eligible.

Common Eligible Conditions include:

• Chronic musculoskeletal pain (neck, back, or shoulder)

• Injury rehabilitation and post-surgical recovery

• Stress-related ailments with a clinical diagnosis (e.g., anxiety-induced physical tension)

• Specific conditions such as Carpal Tunnel Syndrome, Sciatica, or Fibromyalgia

The Required Documentation

To ensure your claims are accepted, you must obtain a Letter of Medical Necessity (LMN) from your primary care physician or a licensed healthcare provider (MD, DO, DC, or PT). A PDF is available to download below.

Disclaimer: This form is provided for informational and educational purposes only. It does not constitute medical, legal, or tax advice. We do not guarantee that the use of this form will result in reimbursement or IRS approval of your HSA claim. Please consult with a qualified healthcare professional to complete this form and a tax advisor regarding your specific HSA eligibility. Use of this document does not create a doctor-patient relationship.

Your LMN should include:

• A specific medical diagnosis

• A statement that the treatment is medically necessary for that condition

• Recommended frequency and duration (e.g., "Two 90-minute sessions per month for 12 months")

Simple Three-Step Process

1. Consult Your Provider: Either download and send a copy of the PDF that is available above to your Physician or request a Letter of Medical Necessity (LMN) or a prescription for "Medical Massage" or "Therapeutic Manual Therapy".

2. Book Your Treatment: Schedule your Kinetic Athletic Recovery or Nervous System Reset session. Mention you are using health funds so we can ensure your receipt is itemized correctly.

3. Submit for Reimbursement: After your session, we will provide a detailed receipt including our provider NPI and clinical codes. You can then submit this to your HSA/FSA administrator through their online portal.

Frequently Asked Questions

• Do you accept HSA/FSA cards directly?
  Yes, we accept these cards at checkout. However, we always recommend keeping your LMN and our itemized receipts on file, as your administrator may still request documentation for the transaction.

• Can I pay with personal funds and reimburse myself?
  Absolutely. You can pay with any method and then use our detailed receipt to withdraw the exact amount from your HSA/FSA.

• Is the membership HSA-eligible?
  While the services within the membership are eligible, most administrators require individual session receipts for clinical justification rather than a single membership fee. We provide itemized session receipts for every visit included in your plan.